Net Worth Calculator
Track your financial health. Log your physical/liquid assets and outstanding liabilities to calculate your net worth. 100% private.
Keep record of assets & liabilities privately. Saved 100% offline in browser
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Assets (Owned Value)
Liabilities (Owed Debt)
How to use this tool
The Ultimate Financial Metric
Your net worth is the single most important indicator of your financial health. It represents the value of everything you own (assets) minus everything you owe (liabilities).
How to Log Your Balance Sheet
Log your numbers below. Your inputs are stored completely in your browser memory and never uploaded.
Log Assets
Enter cash, investments, real estate, vehicles, and valuables. Assets put money in or hold value.
Log Liabilities
List loans, outstanding credit card balances, mortgages, and bills. Liabilities take money out.
Review Growth
Track this figure over time. Your net worth should ideally rise as assets grow and debt is paid down.
The Net Worth Formula
The core accounting equation is simple but powerful:
Net Worth = Total Assets - Total Liabilities
Frequently Asked Questions
Common concerns about recording net worth.
What should I exclude from my assets?
You should generally exclude depreciating personal items that have low resale value (like clothes, standard furniture, or consumer electronics), as they overestimate real financial net worth.
Is my data saved here secure?
Yes. This tool runs 100% locally. The entries you submit are saved inside your browser’s private localStorage and never transmitted across the network, ensuring absolute financial privacy.
Privacy & Safety Policy
All tools run completely in your browser via client-side JavaScript. We do not upload your files, interest parameters, or JSON payloads to any server. Your data remains yours.